What is a general lien?

A general lien is defined as a claim against all of a debtor's property for the satisfaction of a debt. This means that the lien is not limited to a specific item or property; instead, it attaches to various forms of property owned by the debtor, including real estate, personal property, and any other assets.

When a creditor places a general lien against a debtor, the lien gives the creditor the right to seize property if the debt is not paid, potentially affecting all of the debtor's assets, not just a specific one. This contrasts with a specific lien, which is tied to a particular property or item, such as a mortgage lien that only affects the property purchased with the loan.

In summary, the correct choice accurately reflects the nature of a general lien in that it can attach to virtually all property owned by the debtor, making it a powerful tool for creditors seeking repayment.